BENEFITS ELIGIBILITY

RRD knows benefits are important to you. That’s why coverage is available to you
and your eligible dependents.

Overview

In general, you’re eligible for coverage if you are a regular full-time or benefits-eligible part-time employee of RRD or any of its participating subsidiaries. See the Summary Plan Description and any related SMM for additional details.

If you enroll, your participation takes effect the first day of the month after you complete one full calendar month of employment. (For example, if you start in January, your coverage begins March 1; if you start in February, your coverage begins April 1; and so on.) The Plan year is January 1 – December 31.

A dependent audit is coming in early 2025. During Annual Enrollment, review your enrolled dependents and confirm they are eligible under plan guidelines. Checking now will save you time and help prevent any problems later on if you are found to have enrolled an ineligible dependent.

Eligible Dependents

Your Spouse

Including common-law spouse in states that recognize common-law marriages

Your Domestic Partner

Your Children

Your children to age 26, including your natural, legally adopted, stepchildren or foster children; children for whom you are the sole legal guardian; and your domestic partner’s children

Children with a Disability

Your dependent children age 26 and older who are incapable of earning a living because of a disability, subject to conditions defined in the SPD and any related SMM

Ineligible Dependents

Extended Family

Your parents, grandparents, adult brothers and adult sisters

Grandchildren

Unless you are the sole legal guardian (as noted above)

Others Covered by RRD

A spouse/domestic partner or child(ren) covered as an employee or as a dependent of another employee under the Plan

If Your Dependent(s) Become Ineligible

If your dependent(s) become ineligible for coverage under the Plan, you must call the Benefits Center 1-887-773-4236 or visit rrd.bswift.com to remove them from coverage generally within 30 days of the date they cease to be eligible. Claims will not be paid for ineligible dependents.

RRD conducts ongoing audits to confirm dependents newly enrolled under the Plan are eligible for coverage.

Losing Eligibility

Medical, prescription drug, dental and vision coverage for you and/or your eligible covered dependents ends on the last day of the month in which you fail to meet eligibility requirements. In some cases, you will have the option to continue benefits through COBRA.